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Commission Split Calculator

Split a real estate commission between the listing and buyer sides, then between agent and brokerage.

Updated 2026-09-30
$
%
Your side
%

Share paid to your brokerage

%

Your share after the brokerage

$

Transaction, desk or franchise fees

How a commission split works

A real estate commission is usually split twice. The total commission is first divided between the listing and buyer brokerages, then each brokerage splits its side with the agent.

On a $450,000 sale at 5%, the total commission is $22,500. A 50/50 split between sides gives each $11,250, and a 70/30 agent split leaves the agent $7,875 before fees.

Your take
— Agent net, before tax
Total commission
—
Your side
—
Brokerage share
—
Fees
—
Agent net
—

Your take
—

Common questions

How is a real estate commission split?

The total commission is divided between the listing and buyer brokerages, often 50/50. Each brokerage then pays its agent a share set by their agreement, such as 70/30 or 80/20.

What does a 70/30 split mean?

The agent keeps 70% of the commission their brokerage receives and the brokerage keeps 30%. On an $11,250 side, that’s $7,875 to the agent and $3,375 to the brokerage.

Are fees taken before or after the split?

It depends on the brokerage. This calculator subtracts fees from the agent’s share after the split, the most common arrangement for transaction fees.

Who pays the buyer’s agent?

Since August 2024, buyer agent compensation must be agreed in writing before touring homes. It can be paid by the buyer, the seller, or both.

How this is calculated

Method
Total commission = sale price × commission rate.
Side commission = total commission × side share.
Agent gross = side commission × agent split. Agent net = agent gross − fees.
Assumptions
  • Fees are deducted from the agent share after the brokerage split.
  • Annual caps, team splits and referral fees aren’t included.
  • Results are before income and self-employment tax; most agents are independent contractors.
Sources
  • National Association of Realtors — practice changes effective August 17, 2024
Methodology reviewed 2026-09-30 · See our methodology for how we build and test calculators.